Saving money can sometimes seem like a losing game. Once you actually have a little money left over at the end of the month, something suddenly comes up and snatches it from your hands.
In this article, Freedom Debt Relief reviews several simple tips that anyone can use to consistently sock away money for savings.
Left Over Coins
Those extra few coins you have after paying cash can add up. If you don’t already have one, get a jar and start dumping every left over coin into it.
If you pay by credit card, try paying more transactions with cash. It will do two things:
1.) Force you to spend only money you have
2.) Boost your savings through more extra coins in your jar
At the end of each month, you’re guaranteed to have additional savings.
Go For Lunch Instead Of Dinner
Cutting back on eating out can instantly put money in your pocket. But you don’t have to completely eliminate the joy of eating out.
Freedom Debt Relief reviews says that eating out for lunch at most restaurants is cheaper than eating later in the day. Freedom Debt Relief reviews mentions to check the specific restaurant as to when dinner prices start. You’ll be surprised at the difference in cost for the same food.
Rent Instead Of Going To The Theatre
With the average adult movie ticket costing $11, that’s $22 just for a couple. Add concessions costing ~$5/ea and you’re quickly over $30 for two people.
Most movies come out within only a couple of months of their theatre release. You can rent the same movie for usually no more than $6. Order a large $10 pizza, subtract out gas for travel and you’re easily at half the cost of going to the theatre. Plus, you don’t have to worry about fighting any crowds.
Pause Before Your Buy
Instant gratification is a budget buster and debt accumulator. Next time you reach for those gotta-have-them pair of shoes, take a deep breath and wait 30 days. You’ll find that most of the time, the urge to buy has dissipated.
Always Plan Any Purchase
When you go to the grocery store, create a list before hand of only items you need. Buy only what is on the list. You’ll inevitably forget to add something to the list. But because the list has only what you need, resist the urge to buy an item that isn’t on the list. Instead, add the missed item to another list for your next trip.
You’ll find you’re not only saving money but it doesn’t take as long to shop.
Related to the list concept is to never suddenly stop at mall or clothes store for quick purchase. The idea behind the list is that you have a plan and are prepared. This helps combat instant gratification.
If you need a new pair of shoes, mark a date a few days from now then go buy the shoes on that date. Again, it’s all about avoiding unplanned purchases.
Freedom Debt Relief reviews can help you get your debt under control. If you’d like a free debt evaluation from debt consultant, contact them at freedomdebtrelief.com.